Effective Date: 25th November 2025
Welcome to CT Mag’s refinancing service landing page. By accessing or using this site, you agree to the following Terms & Conditions. Please read them carefully.
- Use of This Site
- This site is provided for informational and educational purposes about home loan refinancing.
- You agree not to misuse the site, attempt unauthorized access, or engage in activities that disrupt its operation.
- Content may change or be updated without prior notice.
- No Financial Advice
- Information on this site does not constitute financial, legal, or tax advice.
- Decisions regarding refinancing should be made after consulting with licensed financial institutions or advisors.
- CT Mag provides guidance and connects you with licensed consultants, but final loan approval rests with banks and lenders.
- Eligibility
- Our services are intended for Malaysian homeowners seeking refinancing options.
- You must be at least 18 years old to use this site or submit inquiries.
- By submitting information, you confirm that the details provided are accurate and complete.
- Limitation of Liability
- CT Mag is not responsible for loan approval outcomes, interest rates, or valuation results determined by banks.
- We are not liable for any losses, damages, or delays arising from the use of this site or reliance on its content.
- All refinancing arrangements are subject to the terms and conditions of the respective financial institutions.
- Intellectual Property
- All content, branding, and materials on this site are owned by CT Mag unless otherwise stated.
- You may not copy, reproduce, or distribute content without prior written consent.
- Third-Party Links
- This site may contain links to third-party websites.
- CT Mag is not responsible for the content, accuracy, or practices of external sites.
- Privacy
- Your use of this site is also governed by our [Privacy Policy].
- By submitting your information, you consent to its use in accordance with that policy.
- Changes to Terms
- CT Mag reserves the right to update or modify these Terms & Conditions at any time.
- Continued use of the site after changes indicates acceptance of the revised terms.
- Contact Us
For questions about these Terms & Conditions, please contact:
📧 contact@ctmag.my
📞 +603-67350405